FG FintechGyan

Artha Pro

India's Fintech Knowledge Hub — Institutional-Grade Financial Planning

India's Most Intelligent Financial Planning Tool

Built on FPSB-compliant methodology used by CFP professionals and institutional wealth managers. Not a calculator — a complete financial advisory system that thinks like a 20-year veteran fund manager.

🎯
Monte Carlo Simulation
1,000-path probability analysis for your retirement — the same method used by Morgan Stanley & Vanguard
📊
Cash Flow Waterfall
Year-by-year income vs. expense projection from today through retirement and beyond
💡
Fund-Level Recommendations
Specific MF category, debt instrument, and NPS allocation advice with rationale
🔬
Stress Testing
What happens if markets crash 40%? Inflation spikes? You live to 95? We model it all.
🏦
Tax Alpha Engine
Quantified tax savings — 80C, 80D, NPS, regime comparison, LTCG harvesting
📋
Professional PDF Report
30+ page report with narrative commentary, charts, and action plan to share with your advisor

100% free · No signup · Data stays on your device · FPSB methodology

Personal Details

Let's start with the basics — this helps us tailor your plan.

When do you want to stop working?
Plan conservatively — 85 is recommended
Risk Profile Assessment

Answer 5 questions — we use the FPSB-aligned risk profiling methodology.

1. If your portfolio dropped 20% in a month, you would:

2. Your investment horizon is:

3. What portion of your income can you invest monthly?

4. Which return profile do you prefer?

5. Your financial knowledge level:

Income & Expenses

Cash flow is the lifeblood of your financial plan.

+ Monthly Income
Dividends, interest, freelance
Monthly Expenses
₹0
Total Income
₹0
Total Expenses
₹0
Surplus

Current Investments

Everything you've built so far.

Mutual Funds
Direct Stocks
Fixed Deposits
PPF
EPF
NPS
Other Assets
₹0
Total Assets
₹0
Monthly SIPs

Liabilities

Outstanding loans and debts.

Home Loan
Car Loan
Personal Loan
Education Loan
Credit Card & Other Debt
₹0
Total Liabilities
₹0
Monthly EMIs
₹0
Net Worth

Insurance Coverage

Protection first — before investing, ensure you're covered.

Life Insurance Policies
Health Insurance Policies
₹0
Total Life Cover
₹0
Total Health Cover

Financial Goals

What are you working towards?

Estate Planning

Protect your family's future.

Nominees & Wealth Distribution

Add nominees. Percentages must total 100%.

📄 Download Financial Plan
Add your logo before downloading
Your Logo (optional)
🏢
Click to upload your logo
PNG, JPG or SVG · Max 2MB
Logo
Change logo
Your Name / Firm
Report Style